Privacy Policy

At https://car-loan.texasbizloans.com (the “Company” or “we”), we prioritize your privacy and data protection. This Privacy Policy explains our practices regarding the collection, storage, access, and processing of personal information in compliance with various global privacy laws, including:

Canada’s PIPEDA
Quebec Law 25
The EU’s GDPR
Brazil’s LGPD
California’s CCPA/CPRA
Colorado’s CPA
Utah’s UCPA
Connecticut’s CTDPA
Virginia’s VCDPA
South Africa’s POPIA

Scope:

This policy applies to all interactions with our website (https://car-loan.texasbizloans.com), applications, services, and products. It does not extend to third-party platforms or services accessed through links on our site, which have their own privacy policies.

Processing Activities:

This policy covers:

Your use of our applications and services as an authorized user
Visiting websites linked to this Privacy Policy
Receiving communications from us, such as newsletters, emails, calls, or texts/SMS messages

Personal Data Collection:

We collect several types of personal information:

Account Information: Details related to your account creation and management.
Payment Information: Credit card numbers, billing addresses, and payment history.
Financial Information: Income details, employment information, and financial status.
Purchase Information: Products or services you’ve purchased from us, including transaction history.
Mobile Device Identifiers: Unique identifiers associated with your mobile device.
Location Data: Geographic data from your device when using our location-based services.
Feedback: Comments, reviews, and responses to customer surveys.
Social Media Information: Publicly available information from social media platforms if you choose to connect them to our service.
Product Information: Details about the products or services that interest you on our website.

We collect this data through:

User input forms on our site and apps
Automation technologies, like tracking cookies and device fingerprinting
Third parties who provide us with information based on their own privacy policies.

Cookies:

We use cookies for enhanced user experience and analytics purposes. Cookies are categorized as:

Strictly Necessary: Essential for basic functionalities of our website or apps.
Preference: Remember your preferences, such as language settings.
Analytics: Collect data about how you interact with our site to improve performance and functionality.

You can manage non-essential cookies through our Cookie Manager.

Retention and Deletion:

We retain personal data for the duration required by law or for the original purpose it was collected. Once this period expires, we delete or anonymize the data.

Security Measures:

We implement robust security measures to safeguard your personal information from unauthorized access, use, disclosure, alteration, or destruction. This includes:

Encryption of communication channels and data storage.
Engaging secure third-party processing providers.

Children’s Privacy:

We do not knowingly collect personal information from children under the age of 18.

Your Rights:

Depending on your location, you may have rights regarding:

Access to your personal data
Correction or rectification of inaccurate data
Erasure or deletion of your data
Restriction on processing your data
Portability of your data (receiving a copy of your data in a portable format)
Objection to the processing of your data
Non-discrimination for exercising your privacy rights
Filing appeals or complaints with us and relevant authorities
Withdrawing consent at any time.

To exercise these rights, contact our privacy team via email at [email protected]

Changes to Privacy Policy:

We may update this policy from time to time. We will notify you of significant changes by posting a prominent notice on our website or through other appropriate communication channels.

Contact Us:

If you have any questions about this privacy policy, please contact us at [email protected]